Chery Finance™
Experience The Chery Finance™* Difference
Take advantage of Chery Motor Finance[F1] and embark on an unforgettable journey with Chery vehicles. Get in touch with your nearest dealer today for more information.
Chery Motor Finance provides motor vehicle finance products that are developed to assist you to purchase your Chery vehicle.
Chery Motor Finance was created to give you flexibility. With our market-leading systems and platforms, we’ll support you every step of the way. Paperwork is unnecessary, as everything is done digitally.
Chery Motor Finance offers personalised pricing based on an interest rate that’s specific to you. Your interest rate is based on your personal circumstances and the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and peace of mind.
Speak with your participating Chery delaer today for a quote and get the keys to your dream vehicle sooner.
Convenience
One stop shop to get your finance at the dealership saving you time and have you enjoying your New Chery sooner.
Special Support
Chery Finance™* specialists at your service available at your local Chery Dealership.
Fast Finance
We offer fast approval and electronic execution of finance documents to applicants who provide all required financial information at the time of application and satisfy our lending criteria.
Chery Special Finance Rates
To find out more about exclusive Chery finance™* rates, speak to your Chery finance™* specialist at your dealership.
Contact Chery North Lakes today to get started and speak to our Chery Finance™* Specialist.
Guaranteed Future Value[F2]
A loan with a Guaranteed Future Value[F2] agreement is similar to a regular loan with a balloon payment at the end of the term. The difference is that Chery Motor Finance will guarantee the minimum return value of the vehicle to ensure it covers the final amount due at the end of the loan term. If your vehicle has been well looked after, adheres to the Fair Wear and Tear Guide and meets the agreed kilometre usage, you’ll know you won’t be out of pocket when trading your vehicle in to repay the final amount due at the end of the term. The GFV[F2] is available to eligible customers and terms and conditions apply.
A loan with a GFV[F2]agreement has benefits such as:
- Flexibility for people who prefer a new Chery regularly
- It can lower your monthly repayments[F3]
- Multiple options at the end of the loan
- Provides peace of mind for the payout of your loan
When your loan term ends, you will have a number of options available to you:
- Trade in your Chery for a new one
- Return your Chery
- Retain your Chery for yourself
Consumer Loans [F1]
- Personal use
- Competitive interest rate, fixed for the life of the loan
- Fixed monthly or fortnightly repayments
- Loan terms of 2 – 7 years
- No deposit requirement
- Optional balloon for loan terms up to 5 years to reduce your repayments, although you will have to pay a balloon amount at the end of the loan
Consumer Loan is a typical secured loan to help you get the keys to your dream Chery, available for new and used vehicles, if the vehicle is for personal use.
Eligible customers with loan terms up to 5 years can also opt for a balloon payment at the end of their loan.
There is no deposit requirement with repayments and interest rates fixed, providing certainty over the course of your loan. Repayments can be made fortnightly or monthly, giving you the flexibility to manage your payment schedule.
Business Loans [F1]
- Predominantly for business purposes
- Competitive interest rate, fixed for the life of the loan
- Fixed monthly repayments
- Loan terms of 2 – 7 years
- Retain capital for other business needs
- No deposit requirement
- Optional balloon for loan terms up to 5 years to reduce your repayments, although you will have to pay a balloon amount at the end of the loan
Chattel Mortgage is a business loan available to ABN holders, provided the vehicle is predominantly for business use.
Eligible customers with loan terms up to 5 years can also opt for a balloon payment at the end of their loan.
There is no deposit requirement, repayments are monthly and interest rates are fixed, providing certainty for your business’ cash flow.
[F1] Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Finance is provided by Allied Retail Finance Pty Ltd trading as Chery Motor Finance ABN 31 609 859 985 Australian credit licence 483211.
[F2] The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Chery Motor Finance and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a final amount owed to us at the end of the loan term. You may not be able to return the vehicle to us if you have travelled more than 15% of the agreed kilometre allowance. Total interest payable on the loan will be higher than a loan with no GFV.
[F3] Monthly repayments will be lower compared to a similar loan term with no GFV or no equivalent balloon final payment. Available on new and demonstrator Chery Motor Australia Pty Limited vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, Chery Motor Finance, or another person or entity with Chery Motor Finance’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by Allied Retail Finance Pty Ltd trading as Chery Motor Finance ABN 31 609 859 985 Australian credit licence 483211.